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The Bank
The film opens with a group of primary school children in 1977, who have a Victoria State Central Bank representative, Mr.Johnson, who give them lessons on saving and give them the chance to open their first checking account, and telling them that if they will put in any money for 25 years, at the end they will eventually set aside $727,000.
In the present, the Centa Bank's board of directors orders CEO Simon O'Reily to find a way to increase profits. Then he discovers the work of a mathematician, Jim Doyle, whose software B.T.S.E., based on fractal geometry of Benoit Mandelbrot makes it possible to predict stock market trends. Doyle is hired by O'Reily and supplied with the best computer hardware. He befriends Vincent, who had advised O'Reily to hire him, and enters into a relationship with his colleague Michelle Roberts, who views O'Reily's business activities critically.
Meanwhile, the couple Diane and Wayne Davis, who took out a loan in a foreign currency at the bank, become insolvent. The son of the couple is found dead after a meeting with the deliverer of the eviction notice. The Davises hire a lawyer, Stephen O'Connor, to sue the bank on the grounds that they were not informed about the risks of a loan in foreign currency. Invited by O'Reily to a party at his house, Jim takes Michelle, she insults the landlord and the relationship between her and Jim is broken, because he is hiding something and don't want to open up with her. O'Reily asks Jim to change his attitude to him and their business and ask him as a proof of loyalty to falsely state in court that he was present as an intern in the bank's loan counseling to the Davises and that Wayne Davis was sufficiently informed. That causes the Davises to lose their lawsuit. This also causes the final breakup between Jim and Michelle; the latter then decides to investigate Jim's past. Jim informs his boss that a stock market crash will soon occur. Michelle finds out in Jim's hometown that his real name is not Jim Doyle but Paul Jackson; the bank had terminated his father's credit, whereupon his father committed suicide. A man who watches Michelle on behalf of O'Reily learns the truth and warns O'Reily. O'Reily wants to stop the bank's stock sale in that moment, but Wayne Davis breaks into O'Reily's house to shoot him. O'Reily offers him two million dollars if Davis allows him to make a phone call. Wayne realizes that it would be a very important call for the bank, so he destroys the house's power-box to stop this important phone call, which is intended to warn the bank of Jim's plans, and leaves the estate.
Stock prices initially perform as expected, but then they rise instead of falling. The bank goes bankrupt after losing $50 billion. Jim leaves the country. He meets Michelle for the last time and tells her that the money has partly been lost forever and partly has been "redistributed". Then ask to her to come after him before departure, which she refuses.
The Davises discover at an ATM that their bank balance is $727,000 - an amount referenced in the opening credits. They want to clarify the matter at the neighboring bank branch, but it is one of the many branches that have been closed by O'Reily. They decide to keep the money.